At Christman Financial Advisors LLC myÂ mission is to help you “ACHIEVE UNCOMMON FREEDOM”.Â To help build, manage, preserve and protect your wealth for generations through first objective planning and then the management of investment assets. Â I’m a Registered Investment Advisor and operate under the Fiduciary guidelines, placing your interests first, act with integrity and honesty, and strive for excellence in every facet of my practice.
Clients of Christman Financial Advisors share in the realization that by coordinating and managing todayâs financial decisions they can achieve their goals for tomorrow while still enjoying the fruits of their labor today.Â Clients usually have no desire to manage their financial affairs on a daily basis, want to simplify their lives, and are willing to enter into a long-term relationship. They are highly motivated to work with a fiduciary advisor and not a sales representative (functionary). Â They understand the value of planning and appreciate that someone is looking out for their secure future while they attend soccer games, plays and the normal activities of their daily lives.
At Christman Financial Advisors,Â clients seek to partner with a professional financial planner who is their guide, who delivers discipline over promises of great investment returns, and who is an advocate for them and coordinates that advocacy with the other professionals in their lives.
Functionary (sales rep / broker) vs. Fiduciary (RIA)
Which one do YOU want to work with?
Completes the task vs. Owns the result
Other-directed vs. Self directed
Narrow focus vs. Big picture
Delivers information vs. Advises and consults
Responds to needs vs. Anticipates needs
Adequate skill vs. exceptional skill
Low service vs. High service
Low level thinking vs. High level thinking
Meets expectations vs. Exceeds expectations
Replaceable vs. Irreplaceable
Sells a product vs. Provides advice
It’s very simple – as a fiduciary and fee-only financial planning firm, I put your needs first. I don’t sell any products or receive any commissions, referral fees or kick-backs. I act as a Fiduciary and only make recommendations that are in YOUR best interest.
Fee-only planning eliminates any confusion about what the financial planner gets paid, and instead puts the focus on providing top-notch services. Â You will never be pressured into an approach that may not fit your needs.
Fee-only financial planning also allows me to look at your entire financial picture and make recommendations based on your needs.
This flexibility allows me to assist clients as their lives and circumstances change. You as the Client also know what the actual fee will be for the next year vs. fluctuating fees based on assets under management (AUM).
Are you ready to see how fee-only financial planning can work for you?
Christman Financial Advisors believes in, and utilizes a team approach. Your team includes at the TOP, YOU the Client.
These Code of Ethics’ Principles express the professionâs recognition of its responsibilities to the public, to clients, to colleagues and to employers.
CHRISTMAN FINANCIAL ADVISORS LLC acts as a fee only firm. There are two ways of entering into an agreement which are listed below.
The office is located in the Lehigh Valley, Pennsylvania.Phone number: 610-349-6307 | Email: Lew@christmanfinancialadvisors.com
There are several areas that we can help families and individuals when it comes to Financial Planning and Wealth Management.
These services are oriented toward developing written strategic plans for solving specific problems and/or reaching specific goals depending on family needs.
Investing is only one component of financial planning though certainly an important one. Christman Financial Advisors allocates assets among
Wealth management services provides a holistic level of planning and investment management. The following services are provided: